ZenTab

Zentab is an AI-powered personal finance co-pilot that automatically finds hidden subscriptions, predicts future cash flow, and delivers personalized recommendations to help users save money and take control of their finances.

What is Zentab?

Zentab is an AI-driven personal finance platform that tracks income, expenses, investments, and subscriptions in a single dashboard. Users input financial data—manually on the Free plan or via automated detection on paid plans—and receive real-time portfolio values, spending charts, and AI-generated insights. The service runs as a web app and is built by the Zentab team.

Key Features

• Portfolio Tracking — Monitor stocks, crypto, and other assets with real-time value updates in one place.
• Budget Categories — Create custom spending categories with individual limits; visualize spending with pie charts.
• Goal Setting — Set financial goals with target amounts and deadlines; track progress and celebrate milestones.
• Spending Analytics — View detailed charts comparing income vs expenses over time to identify trends.
• AI-Powered Insights — Get personalized recommendations based on spending habits to help you save more.
• Budget Alerts — Receive notifications when you approach or exceed budget limits.
• Subscription Detection — Automatically identify recurring payments and hidden subscriptions.
• Scenario Simulator — Simulate different financial scenarios (e.g., different down payments) to see effects on your budget.

Who is it for?

• Freelancers — Find forgotten subscriptions and manage irregular income using AI insights (as reported by Sarah M., a freelance designer).
• Homebuyers and big-purchase planners — Use the Scenario Simulator to model different down payments and monthly budget impact (as James K., a software engineer, did for his house purchase).
• Small business owners — Save time with automated alerts and AI summaries; Maria L., a small business owner, reports saving 3+ hours per week.

What can you do with Zentab?

• Find and cancel forgotten subscriptions — Automatic detection of recurring payments saves the average user $50/month.
• Simulate major financial decisions — Use the Scenario Simulator to see how changes like a down payment affect your monthly budget.
• Track progress toward savings goals — Set target amounts and deadlines, then monitor milestones with built-in progress tracking.

Pricing

Zentab offers a Free plan (manual entry, up to 3 budget categories). The Pro plan costs $2.99/month or $20/year (limited-time pricing saving 44%) and adds unlimited categories, CSV export, and subscription detection. The Pro+ plan costs $4.99/month or $50/year and includes predictive cash flow forecasting, AI budget optimization, financial health score, and priority support.

FAQ

Is Zentab free?

Yes, there is a Free plan available forever—no credit card required. It includes manual income/expense entry, up to 3 budget categories, portfolio tracking, and basic charts. Take Control for Free — setup takes about 2 minutes.

How does subscription detection work?

Zentab automatically identifies recurring payments from your connected accounts (on paid plans) or from manually entered data. It surfaces hidden charges you may have forgotten about.

Is my data secure?

Yes, Zentab uses bank-level 256-bit SSL encryption. Your data is never sold to third parties.

Can I export my data?

CSV export is available on Pro and Pro+ plans. The Free plan does not include export functionality.

What platforms does Zentab support?

Zentab is a web-based application accessible from any modern browser. No mobile app is currently available.