Wize Finance Eligibility Check is a free online tool for UK limited companies to check likely eligibility for business funding from £10,000 to £5 million+ before applying.
What is Wize Finance Eligibility Check?
Wize Finance Eligibility Check is a free, no-obligation service that lets UK limited companies assess their likelihood of qualifying for business finance from a panel of trusted UK lenders. It takes less than 30 seconds and does not affect the company’s credit score. The tool collects basic business details and returns a view of suitable funding options — unsecured loans, secured finance, working capital, bridging loans, merchant cash advances, and equipment finance — without requiring a formal application.
Key Features
- No credit impact — The eligibility check does not perform a hard credit search, so a company’s credit score is unaffected.
- Fast decision timeline — Many businesses receive an eligibility decision within hours; funding can follow within days when approved.
- Funding range — Covers loans and finance from £10,000 up to £5 million, with options for amounts such as £25k, £50k, £100k, £250k, and £500k.
- Panel of UK lenders — Access to multiple funding partners through a single 30-second check, rather than submitting separate applications to each lender.
- Simple online form — Only a few quick questions about the business (company structure, trading status, revenue, funding required) are needed.
- No obligation — The check is free and there is no commitment to proceed; businesses can review options and then choose to speak to a specialist or apply directly.
Who is it for?
- UK limited companies that are actively trading and generating regular revenue — The tool requires an active trading history and regular revenue to assess eligibility.
- Businesses seeking £10,000 or more in funding — The minimum funding amount is £10,000; larger amounts up to £5 million are also covered.
- Companies that want to explore multiple funding routes in one place — Owners can compare unsecured loans, secured loans, merchant cash advances, bridging finance, and equipment finance without multiple credit checks.
What can you do with Wize Finance Eligibility Check?
- Check eligibility quickly — Complete a short form (under 30 seconds) to see which funding options your business may qualify for, with no credit score impact.
- Compare funding types — Review suitable products such as fast business loans, small business loans, secured loans, lines of credit, equipment finance, bridging finance, and merchant cash advances, all presented based on your business details.
- Get introduced to lenders — If eligible, your application can be introduced to selected UK funding partners who match your profile, streamlining the next steps.
How does it work?
The process has three steps: 1) Complete a 30-second eligibility check with basic business details. 2) The tool reviews the information and assesses suitability. 3) If suitable, it introduces your application to appropriate UK funding partners. Many businesses receive an eligibility decision within hours.
Pricing
The eligibility check is free. There is no charge for the initial assessment, and no obligation to proceed with any funding offer.
FAQ
Can startups apply for business loans through this tool?
Some lenders on the panel consider new businesses, but eligibility typically depends on company structure, revenue, and director credit profile. The check will indicate which lenders are likely to consider your startup.
Is there a hard credit check when I use the eligibility check?
No. The check does not perform a hard credit search, so it will not affect your personal or business credit score.
