Simple Wallet is a money organizer for iPhone, iPad, and Mac that connects to your bank accounts, automatically categorizes transactions, and consolidates accounts, receipts, trips, vehicle costs, IOUs, and net worth into one private app.
What is Simple Wallet?
Simple Wallet is a money organizer, not a budgeting app. It takes your bank transactions (via automatic sync with 10,000+ banks through Plaid) and your manually entered data, then organizes spending, receipts, vehicle expenses, trips, IOUs, and net worth into a single view. The app runs on Apple devices (iPhone, iPad, Mac) and syncs across them. It is developed by Simple Wallet (no parent company listed) and currently available in Canada and the United States.
Key Features
- Bank Sync — Automatically imports transactions from over 10,000 financial institutions via Plaid, keeping your financial picture current without manual entry.
- Vehicle Tracking — Groups gas, insurance, repairs, and maintenance per vehicle, with receipt storage and cost history for each car.
- Trip Tracking — Flights, hotels, dining, and activities are organized by trip, showing a single total spent before you return.
- Multi-Device Sync — Your wallet stays in sync across iPhone, iPad, and Mac via iCloud, so any Apple device shows the same accounts and categories.
- Receipt Storage — Attach receipts to transactions, capturing merchant, date, amount, and category details.
- Net Worth Overview — Combines bank, brokerage, and other accounts to display your net worth in one place.
- IOU Tracking — Records who owes you money and what you owe, keeping informal loans organized.
- Optional Manual Entry — Enter transactions by hand if you prefer not to connect a bank account.
Who is it for?
- Everyday spenders who want to see all their accounts, recent transactions, and monthly category totals without switching between apps.
- Vehicle owners who want one place to track gas, insurance, repairs, and maintenance costs per car.
- Frequent travelers who want to group flight, hotel, dining, and activity expenses by trip and see a running total.
- Receipt hoarders who want to digitize and attach receipts to the corresponding transactions instead of keeping paper shoeboxes.
What can you do with Simple Wallet?
- Organize daily spending — After connecting a bank account, transactions flow in automatically and are sorted into 14 expense categories (Food, Vehicle, Shopping, etc.). You can drill into subcategories like Bar, Coffee, Delivery, and Groceries under Food.
- Track a vehicle’s full cost history — Add a car (e.g., Ford Explorer) and log gas fill-ups, insurance payments, repairs, and maintenance. Each vehicle’s expenses stay grouped with receipts attached.
- Manage a trip – Create a trip (e.g., Oahu, Hawaii) and assign related transactions to it. The app shows a map and the total amount spent across flights, hotels, dining, and activities.
How does Simple Wallet work?
Connect your bank accounts using Plaid (takes seconds) or enter transactions manually. Transactions are automatically categorized into the app’s 14 categories and can be further organized into subcategories, vehicles, or trips. Receipts can be attached to any transaction. All data syncs across your Apple devices via iCloud. No rules, no budgeting targets—just organized records.
FAQ
How quickly can I connect my bank accounts?
In seconds. Simple Wallet uses Plaid, the same service used by major financial apps, to securely connect to over 10,000 banks. Transactions start flowing in automatically after a one-time authentication.
Is my financial data safe and private?
Yes. Simple Wallet never sells your data, never shows ads, and never shares your information with third parties. All data is stored on your devices and synced via iCloud.
