RiskOfficer is a portfolio risk analytics app that gives individual investors access to institutional-grade metrics — Value at Risk, Sharpe ratio, stress testing, and portfolio optimization — on iPhone, iPad, and Mac.
What is RiskOfficer?
RiskOfficer is a mobile and desktop risk analytics tool for portfolio self-assessment. Users input their portfolio holdings (positions, weights, instruments) and receive real-time calculations of advanced risk metrics, interactive charts, and scenario simulations. It runs on iOS 15.1+, iPadOS 15.1+, macOS 12.0+ with Apple M1 or later, and visionOS 1.0+. The app is developed by Mikhail Belotserkovtsev.
Key Features
- Advanced risk metrics — Compute Sharpe ratio, Maximum Drawdown, Value at Risk (VaR), Conditional VaR (CVaR), risk contributions, and hedge effectiveness for your portfolio.
- Portfolio optimization — Optimize weights using the Calmar ratio, with modes for long-only, direction-preserving, or unconstrained allocation. Black-Litterman-style views are also supported.
- Stress testing and scenario analysis — Model portfolio behavior under historical crashes (e.g., 2008 crisis) or custom hypothetical scenarios. Includes Monte Carlo simulations.
- Center Book — View a cross-portfolio PnL correlation matrix, pairwise correlations, and crisis-mode comparison to assess diversification across all your portfolios on one screen.
- AI integration via API keys — Generate personal access tokens (PAT) to connect RiskOfficer to the OpenClaw AI assistant, enabling natural language queries like “What is my portfolio risk?”.
- Pre-trade check — Evaluate the impact of a new position on portfolio risk before adding it.
- Active snapshots — Compare your current portfolio with any historical date and see a diff of added, removed, or changed positions.
- Interactive visual analytics — Explore volatility graphs, a correlation galaxy for factor exposure, and real-time dashboards with metric cards.
Who is it for?
- Active traders who need professional risk management on a mobile device.
- Portfolio managers analyzing investment strategies with metrics used by hedge funds and investment banks.
- Financial advisors assessing client portfolios using the same methodology as institutional asset managers.
- Serious investors who want to understand both returns and risk exposure with stress tests and scenario analysis.
Use cases
- Pre-trade risk evaluation — Before adding a position, run a pre-trade check to see how the new asset changes your portfolio’s VaR, risk contribution, and overall volatility.
- Portfolio rebalancing — Use the optimization engine to get recommended target weights and apply rebalancing in one tap, with direction-preserving or long-only constraints.
- Multi-portfolio diversification analysis — Use the Center Book to compare PnL correlations across multiple portfolios and see how correlations shift during crisis periods.
Pricing
RiskOfficer is free to download with in-app purchases for premium features. Key premium functions (advanced optimization, AI integration, Monte Carlo simulations) are accessed via subscriptions managed through Adapty.
FAQ
Is RiskOfficer free?
The app is free to download. Some features — such as portfolio optimization, AI assistant integration, and Monte Carlo simulations — require a paid subscription. The basic risk metric calculations are available without purchase.
Does RiskOfficer collect my data?
No. The developer states that no data is collected from the app. Your portfolio information stays on your device.
What platforms does RiskOfficer support?
It requires iOS/iPadOS 15.1 or later, macOS 12.0 or later with an Apple M1 chip or newer, and visionOS 1.0 or later. The app is designed for iPad and is not verified for macOS without Apple Silicon.
