Pigi Budget is an iOS monthly budget planning app that turns income into a zero-based spending plan before the month begins, helping you know exactly what’s safe to spend in each category.
What is Pigi Budget?
Pigi Budget is a mobile budget planner for iPhone that takes your monthly income and splits it into clear categories (bills, groceries, dining out, savings, goals, etc.) before you spend a dollar. It outputs a real-time view of what’s left to spend in every category, tracked against actual transactions you log, so you can check the plan instead of guessing from your bank balance. The app is made by the Pigi team and is available on the App Store.
Key Features
- Zero-based budgeting — Assign every dollar a job: rent, groceries, transport, savings, fun money, and more with custom categories and groups.
- Before You Tap budgeting — Before a purchase, check the category balance to see what’s still safe to spend — coffee, takeout, weekend fun, etc.
- Subscription tracker — See all active renewals in one place with a monthly total ($89.44 shown on page), a renewal calendar, and the estimated yearly cost ($1,073.28 shown).
- Savings goals — Create separate goals for car repairs, holidays, vet bills, or any one-paycheck‑can’t‑cover item, with progress tracking and due dates.
- Expense & income tracking — Log transactions quickly, categorize them, and move money between categories when life changes. Overspending coverage and monthly insights included.
- Face ID protection — Lock the app with biometric authentication to keep your budget private.
- Shareable monthly reports — Export an overview of your plan to share or review.
Who is it for?
- People living paycheck to paycheck — Assign income to essentials first, then allocate a little to non‑monthly expenses and savings, so surprise costs don’t derail the month.
- Anyone tired of end‑of‑month panic — See what’s left to spend any day without opening a bank app, using Pigi’s monthly budget planner guide.
- Goal‑oriented savers — Fund a holiday, emergency fund, or big purchase as a line in this month’s plan and track progress separately.
- Impulsive spenders — Check category balances before swiping (coffee, dining out, little splurges) so every purchase feels planned, not guilty.
What can you do with Pigi Budget?
- Plan your month in minutes — Start with what you have, split money into categories, prepare for non‑monthly stuff (birthdays, yearly bills), fund what matters next, and adjust as life changes.
- Keep subscriptions under control — Review active renewals, see renewal dates on a calendar, and spot the real annual cost of staying subscribed.
- Save for one‑paycheck expenses — Set up separate savings goals for car repairs, holidays, or moving, with progress bars and due dates, so money is ready before life asks for it.
- Know your wiggle room — Catch money leaks early and spend freely when it fits, reaching payday with money left.
How does Pigi work?
- Start with the money already in your account.
- Give dollars jobs: split into clear categories (rent, groceries, transport, savings, fun).
- Set aside a little for non‑monthly expenses that always come back.
- Fund the goals and plans you care about most.
- Adjust as life changes — move money, update priorities, keep going without guilt.
Pricing
Pigi Budget offers a 7‑day free trial, then converts to a paid subscription (monthly or yearly? not specified on page; the product data says “paid”).
FAQ
Do I need to log my transactions?
Yes. Logging spending keeps your plan accurate and shows what is still safe to spend without guessing. Quick transaction entry is built in.
