Kollr is a personal-finance forecasting tool that projects your daily bank balance from now until your next payday using only your current balance, recurring bills, and payday date — no transaction logging or bank connection required.
What is Kollr?
Kollr generates a color-coded daily forecast of your bank balance between paydays. You enter your current balance, add your recurring bills (rent, utilities, subscriptions, loans), and tell it when your next paycheck arrives. It outputs a day-by-day view that marks safe spending days in green, cautious days in yellow, and tight days in red. The app runs on iOS with a dedicated iPhone app available on the App Store. There is no company name or development team stated on the website.
What makes Kollr stand out?
- No bank connection — Kollr never asks for account credentials or login details; all data you enter is manual.
- No transaction logging — You do not need to log every purchase, categorize expenses, or reconcile statements; only your balance, bills, and payday are required.
- Color-coded daily forecast — The tool shows every day until payday with green (safe to spend), yellow (spend cautiously), and red (tight) indicators so tight days never surprise you.
- iPhone app — A native iOS app lets you open Kollr at the register, add a bill while standing in line, or update your balance immediately after a swipe.
- Quick setup — Promises two minutes to get started with only three inputs: balance, recurring bills, and payday.
- Free to use — No pricing tiers or paid plans are mentioned; the product is offered at no cost.
Who should use Kollr?
- People who dislike budgeting apps — If you don’t want to log every purchase, categorize transactions, or reconcile statements, Kollr gives a forward-looking forecast instead of a backward-looking budget.
- Freelancers or gig workers — Anyone with irregular income can see whether their current balance will cover upcoming bills before the next payment arrives.
- Anyone who often runs out of money before payday — The color-coded view makes it obvious which days are tight, helping you avoid overdrawing or missing a bill.
What can you do with Kollr?
- Forecast your spending buffer — Enter a current balance of $1,040, add recurring bills like utilities ($80) and subscriptions ($12), and the app shows your projected balance of $390 on May 22 with a safe-to-spend amount of $50 per day through May 11.
- Add bills on the go — While waiting in line, open the iPhone app and add a new recurring bill (e.g., “Riverline Internet” at $125) without needing a computer.
- Check your balance at the register — Update your balance the second you swipe a card, and Kollr recalculates your forecast instantly.
How does Kollr work?
You provide three inputs: (1) your current account balance, (2) your recurring bills (frequency and amount), and (3) your next payday date. Kollr then calculates a running daily balance from today until payday, subtracting each bill on its due date. The forecast is displayed as a calendar-like list of days with color coding. The website shows an example: Today, May 7, balance $1,040; May 8–11 show green “SAFE TO SPEND” with $50/day; May 12 shows yellow with a bill of $230; May 14 shows red with $50 remaining.
FAQ
Is Kollr free?
Yes. The website states “Free to use” and “Free · No bank connection.” No paid tiers or in-app purchases are mentioned.
Does Kollr connect to my bank?
No. The site explicitly states “No bank connection. We don’t want your account credentials.” All data is entered manually.
Is there an Android version?
Only an iOS app is listed. The website shows a badge for the App Store, and no Android reference appears.
