Fintrack is an AI-powered personal finance app that helps individuals and households track spending, set budgets, build wealth, and uncover hidden savings through its copilot Finny.
What is Fintrack?
Fintrack is a personal finance management platform that takes your financial transactions — manually entered or automatically imported — and produces a unified dashboard of income, expenses, budgets, and goals. It runs as a web app and also offers a mobile notification experience. The app is built by an unnamed team and is available at fintrackai.app.
Key Features
- AI copilot Finny — Ask financial questions in plain language (e.g., “How much did I spend eating out this month?”) and receive real-time answers drawn from your own transaction history.
- Automated transaction categorization — Incoming expenses are sorted into categories without manual tagging; you can override or refine categories as needed.
- Budget management — Set spending caps per category, track progress visually, and receive alerts when you approach limits.
- Goal tracking — Define savings goals (e.g., emergency fund) with a progress bar; Finny suggests small tweaks to reach them faster.
- Benefits Wallet — Surfaces cashback rewards, unused credits, loyalty points, expiring offers, and available discounts — all in one view. The sample total shown is $673.
- Multi‑account aggregation — Link bank accounts, investment portfolios, and credit lines to see net worth across all holdings.
- Household sharing — Couples and families share one dashboard, one budget, and one set of goals, avoiding separate apps or spreadsheets.
Who is it for?
- Solo budgeters who want a single place to see income, expenses, and net worth without maintaining spreadsheets.
- Couples managing shared finances who need a unified household budget and goal view instead of juggling separate apps.
- Money‑leak hunters who regularly lose money to forgotten subscriptions, duplicate charges, or unclaimed rewards — Finny proactively surfaces those.
What can you do with Fintrack?
- Discover forgotten subscriptions: Ask Finny how to trim spending; it lists recurring charges you may have stopped using (e.g., gym, VPN, productivity apps).
- Track spending by category: View monthly spending analysis with top categories and trends, then drill down to see transactions.
- Claim hidden rewards: The Benefits Wallet aggregates cashback, loyalty points, and expiring offers; one user reported seeing $200+ they didn’t know existed.
How does Fintrack work?
Sign up for a free account (no credit card required), connect your financial accounts or add transactions manually. Finny immediately begins analyzing your data, sending spending alerts, and surfacing insights. The dashboard shows real‑time income, expenses, balance, and net worth. You can then set budgets, add goals, and ask Finny anything about your finances.
FAQ
Is Fintrack free?
Fintrack offers a free‑forever tier with core tracking and AI features. Paid plans with additional capabilities exist (see pricing), but no credit card is needed to start.
Can I use Fintrack with my partner?
Yes. The Budget Planner for Couples lets two people share one household view, one budget, and one set of goals — no separate spreadsheets needed.
What types of accounts can I connect?
The website shows support for Bank USA (checking), Investment Funds (portfolio), and home equity. Users can also track “I Have” and “I Owe” balances manually.
Does Finny support voice input?
The mobile mockup shows a voice‑assistant button, suggesting Finny can accept spoken questions. On web, you type queries in natural language.
