ExpenseManager

Lurio is a personal and shared expense tracking app that combines budgeting, bill splitting, and receipt scanning into one tool.

What is Lurio?

Lurio is a mobile and web app for tracking personal, couple, and group expenses. It takes manual entries or receipt photos (via OCR) and produces categorized spending reports, budget alerts, cash flow forecasts, and automated debt settlements. The app is available on iOS, Android, and any web browser at lurio.app. It is developed by an unnamed team (no company name is stated on the site).

Key Features

• OCR receipt scanning — Take a photo of a receipt; AI extracts amount, category, and merchant automatically.
• Budget alerts — Set budgets and receive notifications at 50%, 75%, and 90% usage before you overspend.
• Multi-currency support — 30+ currencies with automatic conversion, ideal for travelers and international users.
• Expense splitting — Split bills equally, by percentage, or custom amounts among couples, roommates, or travel groups, with automatic debt tracking.
• Cash flow forecast — Projected income and expenses displayed as a weekly breakdown, helping freelancers and others with variable income plan ahead.
• AI spending analysis — The app analyzes spending patterns and suggests ways to save.
• Bank-grade security — Data encrypted with AES-256; no third-party sharing.

Who is it for?

• Couples — Split household expenses and track shared spending without arguments.
• Roommates — Divide rent, utilities, and other bills so everyone knows their exact share.
• Travelers — Manage group trip expenses across multiple currencies and settle debts easily.
• Individuals — Track personal spending, set budgets, and gain insights to save more.

What can you do with Lurio?

• Couples managing shared costs: Add joint expenses, split them automatically, and see a clear record of who paid what.
• Freelancers with variable income: Use the cash flow forecast to project whether you’ll cover your bills until the next payment.
• Group travelers: Snap receipts from restaurants and activities, split by equal or custom shares, and track who owes whom.

How does Lurio work?

Get started in minutes: snap or add an expense, categorize it, and set budgets. The app’s AI then analyzes your spending over time. To unlock free lifetime access as a Founding Member, users must add 5 expenses and create 1 budget within 7 days, then use the app at least once every 45 days.

Pricing

Lurio uses a freemium model. A Founding Member offer gives the first 100 users all premium features for free forever. The standard premium plan costs 39.90€ per year. No credit card required for the free tier.

FAQ

Is Lurio free?

Yes, the basic version is free. The first 100 users who complete onboarding (add 5 expenses, create 1 budget within 7 days, and stay active) get lifetime premium access at no cost. After that, premium is 39.90€/year.

What happens if I stop using the app?

Founding Members must use the app at least once every 45 days. After 52 days of inactivity, lifetime access may be converted to a regular free account.

Is my financial data secure?

Yes, Lurio uses AES-256 bank-grade encryption. Your data is never shared with third parties.

What platforms are supported?

Lurio is available as a native app on iOS and Android, and works on any device with a web browser. Access it at lurio.app or download from the App Store or Google Play.

Does Lurio support multiple currencies?

Yes, it supports 30+ currencies with automatic conversion, making it suitable for international travelers and groups with members in different countries.