Eurisko Digital Banking Platform
Eurisko Digital Banking Platform (DXP) is a composable, AI-native digital banking platform that lets banks and financial institutions design, launch, and manage omnichannel banking experiences across retail, SME, and corporate segments with full ownership of business rules, APIs, and digital roadmap.
What is Eurisko Digital Banking Platform?
Eurisko DXP is a modular, AI-native platform built for banks that demand speed, autonomy, and full control. It takes pre-built accelerators, microservices components, and connector frameworks and produces fully customizable digital banking journeys across web, mobile, and wearables. The platform runs on any infrastructure—on-premise, private cloud, or public cloud—and is developed by Eurisko, supporting strict regional data-residency and regulatory requirements.
Key Features
- Composable microservices architecture — Modular, API-first design enabling banks to build, reuse, and scale journeys across retail, SME, and corporate banking without vendor lock-in.
- Journey Builder — No-code/low-code visual designer for creating onboarding, lending, and transactional flows, allowing business teams to launch journeys without engineering involvement.
- Connector Framework — Pre-built connectors to core banking systems, KYC/AML providers, CRM platforms, payment gateways, and third-party services for streamlined integration.
- AI-native capabilities — Embedded conversational AI, smart segmentation, Personal Finance Management (PFM), fraud detection, and recommendation engine, not added after the fact.
- Unified Admin Portal — Configure flows, screens, rules, content, and localization instantly using no-code to low-code tools; business and operations teams can update digital channels independently.
- Straight Through Processing (STP) — Automated, no-touch workflows that increase STP rates by reducing manual intervention and operational overhead.
- Infrastructure-agnostic deployment — Deploy on-premise, private cloud, or public cloud while meeting data-residency and regulatory requirements.
Who is it for?
- Management and executives — Gain strategic visibility, accelerate time-to-market by 4×, and retain full ownership of the digital roadmap and IP.
- Technology and IT teams — Work with a microservices, DevOps-ready, API-driven architecture designed for scalability, reliability, and continuous innovation.
- Marketing and operations teams — Use a centralized data foundation for segmentation, targeting, omnichannel engagement, and campaign performance optimization.
- Compliance officers — Leverage built-in governance, audit trails, KYC/AML workflows, and alignment with regional and global regulatory frameworks.
What can you do with Eurisko Digital Banking Platform?
- Retail banking — Launch customer onboarding, accounts and cards management, transfers, bill payments, Personal Finance Management, and offers across web, mobile, and wearables.
- SME banking — Enable business onboarding, payroll and bulk payments, domestic and international transfers, role-based access with approval policies, expense tracking, and trade finance.
- Private banking — Deliver portfolio dashboards, direct relationship manager communication, document exchange, investment product journeys, and premium service workflows for high-net-worth clients.
How does it work?
Eurisko DXP follows a hybrid co-build delivery model. The process begins with a Discovery phase to define business requirements, customer journeys, and compliance needs. Then, through Assemble, Co-build, Deploy, Transfer of Knowledge, and Own phases, Eurisko works side-by-side with the bank’s teams to build and hand over full ownership. The full rollout from discovery to production takes approximately 6 months, with a working pilot ready in 8 weeks.
